Businesses are dealing with a cavalcade of challenges in 2022, not least of all being rising interest rates and inflation. Juanita Schwartzkopf of Focus Management Group provides detailed guidance on how to help borrowers deal with increasing operating expenses and the rising rate environment.
The convergence of geopolitical tension, continued disruption to the supply chain and the labor market as well as the lingering presence of the COVID-19 pandemic is pushing transportation costs into the stratosphere, meaning businesses must alter their approaches to survive.
Inflation has been on the rise for years, but it really surged in 2021 and will continue in 2022, creating an operating environment not seen since the early 1980s. However, inflation can’t be an excuse for poor business performance, particularly when there are strategies to find a successful way forward.
As the COVID-19 pandemic ramps back up through the end of 2020 and the beginning of 2021, a tentative ‘new normal’ has set in for borrowers and lenders alike. Juanita Schwartzkopf explains how asset-based lenders should adjust their evaluation processes for working capital in this environment.
Focus Management Group served as financial advisor to Gabriel’s Liquor in the company’s acquisition by Omega Capital Group after Gabriel’s Liquor’s Chapter 11 filing.
Chapter 11 filings are being used as ways to Implement 363 sales more so than in previous decades, according to Juanita Schwartzkopf, who dives into the 363 sales process and becoming a stalking horse bidder.
Despite the economic hardships created by the COVID-19 pandemic, there are still loans to be made. Juanita Schwartzkopf of Focus Management Group explains why the timing couldn’t be better to refinance.
Juanita Schwartzkopf of Focus Management Group argues that the operating cycle is more than just a simple calculation and walks through a real-world example to illustrate its importance for forecasting and managing working capital.
It will take some creativity when companies sit down to conduct year-end accounting in 2020. Juanita Schwartzkopf of Focus Management Group runs through the many items to consider and emphasizes the importance of simply asking questions.
Food-related businesses are under stress. Why is this happening to industries that serve such a basic need? Juanita Schwartzkopf explores the causes of this trend, such as changes in consumer preferences, and says lenders and borrowers must remember that cash is king when it comes to today’s food chain.