What’s Concerning Retailers Right Now?

With Black Friday and Cyber Monday behind us, Juanita Schwartzkopf takes a look at what retailers are concerned about right now.

December 8, 2022 Focus Management Group | Juanita Schwartzkopf | Working Capital Management Phil Neuffer

Helping Businesses Deal with Rising Interest Rates, Cash Flow Needs and Covenant Compliance

Businesses are dealing with a cavalcade of challenges in 2022, not least of all being rising interest rates and inflation. Juanita Schwartzkopf of Focus Management Group provides detailed guidance on how to help borrowers deal with increasing operating expenses and the rising rate environment.

August 8, 2022 Focus Management Group | Inflation | Interest Rates | Juanita Schwartzkopf Phil Neuffer

How Can Businesses Adapt to Surging Transportation and Commodity Costs?

The convergence of geopolitical tension, continued disruption to the supply chain and the labor market as well as the lingering presence of the COVID-19 pandemic is pushing transportation costs into the stratosphere, meaning businesses must alter their approaches to survive.

March 17, 2022 Bio-Reference Laboratories | Focus Management Group | Fuel Costs | Gas Prices | Juanita Schwartzkopf | Labor | Labor Costs | oil prices Phil Neuffer

How Does a Business Deal with Inflation in 2022?

Inflation has been on the rise for years, but it really surged in 2021 and will continue in 2022, creating an operating environment not seen since the early 1980s. However, inflation can’t be an excuse for poor business performance, particularly when there are strategies to find a successful way forward.

January 24, 2022 Focus Management Group | Inflation | Juanita Schwartzkopf Phil Neuffer

Evaluating Working Capital in the ‘New Normal’ of the COVID-19 ABL World

As the COVID-19 pandemic ramps back up through the end of 2020 and the beginning of 2021, a tentative ‘new normal’ has set in for borrowers and lenders alike. Juanita Schwartzkopf explains how asset-based lenders should adjust their evaluation processes for working capital in this environment.

January 21, 2021 COVID-19 | Focus Management Group | Juanita Schwartzkopf | working capital Grace Garwood

Focus Serves as Financial Advisor in Omega’s Acquisition of Gabriel’s Liquor

Focus Management Group served as financial advisor to Gabriel’s Liquor in the company’s acquisition by Omega Capital Group after Gabriel’s Liquor’s Chapter 11 filing.

October 20, 2020 Focus Management Group | Gabriel’s Liquor | Juanita Schwartzkopf | Omega Capital Group | Stan Grabish | Vlad Altmark Ellie Delany

Breaking Down the Role of a Stalking Horse Bidder

Chapter 11 filings are being used as ways to Implement 363 sales more so than in previous decades, according to Juanita Schwartzkopf, who dives into the 363 sales process and becoming a stalking horse bidder.

October 19, 2020 Chapter 11 bankruptcy | Focus Management Group | Juanita Schwartzkopf | Stalking Horse Bidder Phil Neuffer

Perfect Timing: Q3/20 Brings New Opportunities for Lenders

Despite the economic hardships created by the COVID-19 pandemic, there are still loans to be made. Juanita Schwartzkopf of Focus Management Group explains why the timing couldn’t be better to refinance.

August 25, 2020 Focus Management Group | Juanita Schwartzkopf Phil Neuffer

The Operating Cycle: Lame Lending School Concept or Key Performance Indicator?

Juanita Schwartzkopf of Focus Management Group argues that the operating cycle is more than just a simple calculation and walks through a real-world example to illustrate its importance for forecasting and managing working capital.

June 24, 2020 Focus Management Group | Juanita Schwartzkopf Phil Neuffer

Accounting for the Payroll Protection Program and Deferred Payroll Taxes

It will take some creativity when companies sit down to conduct year-end accounting in 2020. Juanita Schwartzkopf of Focus Management Group runs through the many items to consider and emphasizes the importance of simply asking questions.

April 17, 2020 Focus Management Group | Juanita Schwartzkopf | Payroll Protection Program Phil Neuffer