Issues Archives - ABFJournal

Still Rising: Market Dynamics and Opportunities in the U.S. Private Credit Sector

The recent growth of the private credit market has only accelerated against a backdrop of credit tightening from traditional lenders. Maggie Arvedlund, CEO and managing director of private credit investment firm Turning Rock Partners, explores the ascent of non-sponsor backed private credit lending and opportunities for such lenders in the lower middle market.

Offense or Defense? A Playbook For Lender-Owned Businesses

Most lenders never want to be handed the keys to a borrower company, but in an instance in which a sponsor exits and leaves no other choice, the lender must make important decisions to minimize risk and maximize value.

The Best Companies in Specialty Finance

We asked our readers to nominate the best companies in specialty finance, and we received many remarkable nominations! In this issue, we honor — and take notes from — the best companies in the industry when it comes to DE&I, Industry Advocacy, Innovation, Leadership, and Professional Development.

The Importance of Conducting Borrower Background Checks in Asset-Based Finance

By verifying the accuracy of financial information and assessing the credibility of borrowers via thorough due diligence and background checks, asset-based lenders can make informed decisions and protect themselves against fraudulent activities.

The Perishable Agricultural Commodities Act: Suggestions for a Grade A Loan

For secured lenders that provide financing to distributors, restaurants, grocery stores and other businesses that purchase fresh fruits and vegetables, understanding the intricacies of the Perishable Agricultural Commodities Act is critical to maintaining senior priority.

Exiting With Ease: How Alternative Lenders Can Work With Banks in Exit and Rehabilitation Scenarios

As banks continued to tighten up their lending activities and bankruptcies and other economic headwinds intensify, alternative lenders will play a critical role in helping companies exit banking relationships and/or rehabilitate to become bankable once more.

Delivering Yield Without Compromising Credit Quality

As credit investors go searching for yield in today’s marketplace, junior capital could be just the ticket, providing lenders and investors with superior returns and borrowers with greater flexibility and capital access.

PNC Bank

PNC Bank is the sixth-largest banking franchise in the U.S., with more than 2,000 branches across the country and nearly 60,000 employees. Within such a massive organization, there is the potential for individuals to get lost in the shuffle. However, PNC goes out of its way to ensure its employees do more than just clock in every day by delivering resources and support to help build lasting and fulfilling careers.

Huntington Business Credit

Huntington Business Credit, the asset-based lending division of Huntington National Bank, takes a proactive approach to professional development for its team members, a philosophy that permeates the entire bank. To Doug Winget, president of Huntington Business Credit, being committed to the career progression of employees is how the bank fuels and maintains a strong culture.

Gibraltar Business Capital

For Gibraltar Business Capital, developing the next generation of asset-based lending professionals is critical to moving the industry toward new ways of thinking. The Chicago-based specialty finance company openly promotes its culture, employee accomplishments and employee brand to attract young talent.

Category: Issues