Kelley Cwiklinski has been promoted to executive vice president and chief commercial lending officer at Citizens & Northern Corporation (C&N), a financial services company, and will be based in Doylestown, PA.
As the chief commercial lending officer, Cwiklinski will develop, drive and monitor the commercial lending function’s annual and long-term business plans and budgets. She will also maintain an effective commercial business development program to ensure growth goals are met while retaining C&N’s strong commitment to the company’s relationship-focused business model. Cwiklinski will serve as a member of the executive leadership team and participate in other committees.
Cwiklinski has an impressive professional record in the industry spanning more than 38 years. Before joining C&N in her most recent role as senior vice president and director of commercial lending, she held various leadership positions in commercial lending, including executive vice president and chief lending officer of Covenant Bank and senior vice president and regional executive for business banking at Sovereign Bank. In her role at Covenant Bank, she was responsible for providing support, direction and credit information to ensure the quality of the bank’s lending portfolio, as well as meeting annual loan growth and loan quality goals. Cwiklinski was a crucial member of the Covenant Bank executive leadership team and played a key role in the successful sale of the bank to C&N.
“Kelley’s extensive experience in the banking industry and her leadership abilities make her the right fit for this position,” Brad Scovill, president and CEO of C&N, said. “We are excited to see her take on this new role and continue to drive growth for C&N.”
“I am honored to assume the role of chief commercial lending officer at C&N. I look forward to continuing to work with our dedicated team of experts to drive growth and success for our clients,” Cwiklinski said. To her, leadership means having a desire to serve and a dedication to helping others become great. “I am committed to leading by example and making a positive impact on our customers, teammates and the community.”







