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Tompkins Bank & Trust Taps Oswald as Small Business Lending Manager

Oswald, who brings more than 18 years of banking and finance experience, will serve the bank's 16 Pennsylvania branches.

byRita Garwood
October 7, 2026
in News, People

Tompkins Bank & Trust (Tompkins) has hired Josh Oswald as small business lending manager to support its Pennsylvania market and the region’s ongoing economic and small business development. Oswald will manage key aspects of small business lending for Tompkins’ 16 branches throughout the state.

“Supporting small businesses is central to the Tompkins mission,” said Todd Ferrara, vice president, small business line manager at Tompkins, who will oversee Oswald’s work. “Josh brings deep expertise and guidance for business owners to help them navigate a complex economic landscape and plan for their success and future growth.”

Oswald joins Tompkins with more than 18 years of banking and finance experience, most recently with Discovery Federal Credit Union. In his new role, he will review and approve small business loan requests, assist with portfolio management for existing Tompkins clients and provide small business banking products to the community.

Oswald earned a bachelor’s degree from Wilkes University in Wilkes-Barre, PA. He is a board member of ProBerco, a nonprofit enriching the lives of people with disabilities and their families, as well as a board member and treasurer for Wyomissing Area Softball & Baseball. Oswald lives in Wyomissing with his wife and two daughters.

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