UMB Financial completed its systems and brand conversion of Heartland Financial USA. This milestone is the final component of the largest acquisition in UMB’s 112-year history, which officially closed on Jan. 31, 2025. This acquisition expanded UMB’s footprint from eight to 13 states and increased its assets, which were $71.8 billion as of June 30, 2025.
“Our combined company is performing extremely well as evidenced by our second quarter earnings results,” Mariner Kemper, chairman and CEO of UMB Financial, said. “We’ve gained great talent and are already seeing business wins and strong camaraderie among the teams. I am extremely proud of all the associates who worked so tirelessly to deliver a seamless transition to our customers.”
All former HTLF divisional banks are now officially operating on UMB platforms and under the UMB brand. Newly transitioned UMB customers have been fully integrated into UMB’s systems and will be able to access their accounts at any UMB location and its online banking platform. All UMB customers will also now have access to an expanded banking network that includes 192 branches and 347 ATMs.
“This is a monumental day as we move forward as a unified company from both an operational and brand perspective. We are excited to grow with these communities, bringing our expertise, an expanded team and enhanced products and services to further build upon these relationships and provide even more impact,” Kemper said. “With our model, we offer the products and services of a national bank, paired with the outstanding and personalized service of a community bank. Our goal is to take local national, and we’re doing that the same way we always have — with local decision-making, community involvement and the best people in the industry.”
