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Ultimate Finance Launches Optimise, a Digital-First Bridging Loan

Built around a digital application journey with simplified underwriting and a streamlined legal path, Optimise is designed to take cases from application to completion at pace.

byBrianna Wilson
December 11, 2025
in News

Asset-based lender Ultimate Finance launched Optimise, a new bridging loan for brokers supporting experienced residential property developers and investors who need to move fast.

Built around a digital application journey with simplified underwriting and a streamlined legal path, Optimise is designed to take cases from application to completion at pace.

“Brokers tell us their clients want three things: speed, certainty and simplicity,” Liam Cavanagh, head of bridging at ultimate finance, said. “Optimise delivers on all three. By bringing together a genuinely digital journey, instant AVMs from Hometrack and dual legal representation, we’re removing friction with residential transactions and giving brokers and their clients the confidence to move at the pace the market demands.”

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