The Emergence of Financial Documents in E-Commerce

Spurred by the rapid growth of e-commerce and online lending, e-signatures and e-documents are becoming an essential part of business. However, both terms remain loosely defined in a legal sense. Paul Shur examines the regulations and case law that govern their use.

September 13, 2017 Electronic Signatures and Records Act | Goldman & Spitzer | Paul H. Shur | Uniform Electronic Transactions Act | Wilentz ABF Journal

Building Community One Bottle at a Time: Live Oak Bank Guides a Craft Brewer from Home to Market

Liz and Curtis Chism began by making beer in their kitchen with a brewing kit. Today, they own Council Brewing, a popular San Diego destination for craft beer lovers. As the Chisms honed their brewing skills, they also gained the financial expertise to turn their hobby into a thriving business. Live Oak Bank provided both financing and business acumen to help them make the transition.

September 13, 2017 Council Brewing | Curtis Chism | Live Oak Bank | Liz Chism | Tracy Sheppard ABF Journal

Taking the Road Less Traveled: An Experienced Lender Choreographs a Borrower’s Turnaround

When a distressed company approaches a lender for financing, it usually comes down to a black-and-white decision: Will the company be able to repay the loan or not? In most cases, the lender doesn’t become involved in the turnaround of a borrower. But Robert Miller relates a more nuanced story, showing how a lender can take the road less traveled and provide more than financing to restore a failing company.

September 13, 2017 Prestige Industries | Robert Miller | Rosenthal & Rosenthal | wells fargo ABF Journal

Keeping it Under Control: Robert Radway and NXT Capital Keep a Tight Rein on the Finance Business

Robert Radway worked for some of the largest companies in the commercial finance business including The Finova Group and Heller Financial. He founded Merrill Lynch Capital only to see it sold off to GE Capital after the mortgage crisis hit. Determined to take a different path, he built a team of co-workers from his past employers and started NXT Capital, a small company with a large vision that he could more easily control.

September 13, 2017 NXT Capital | Robert Radway ABF Journal

Paying the Piper: Acquiring Digital Technology Without Breaking the Bank

As every sector contends with tech-enabled disruption, Mark Solovy discusses the three strategies — buy, build or sell to private equity — that companies can use to acquire new technology at a reasonable cost.

September 13, 2017 Mark Solovy | Monroe Capital ABF Journal

Innovative Financing: From Mellon & Sons to Alternative Lenders’ Impact on ABL Today

In the face of continuing bank regulation, alternative lending companies are launching to fill in the gaps. ABF Journal contributor Hugh Larratt-Smith examines the types of loans these lenders are providing and shows how ABL lenders can benefit by teaming up with these new players.

September 13, 2017 BDCA | Benefit Street Partners | Capital Z | CIT Northbridge Credit | Dan Karas | Darren Latimer | Deerpath | Garret Black | Great Rock Capital | Hugh Larratt-Smith | Jeff Knopping | Kirkland & Ellis | Partha Kar | Pitchbook | Steven Chait | Stonegate Capital Holdings | Super G Capital | TBK Bank | Thomas Mellon | Wells Fargo Capital Finance ABF Journal

Saving Shawnee Tubing: Oklahoma Lender and Business Community Rally to Save Local Factory

Since 1974, the Wolverine Tube factory cranked out copper tubing for industry and construction use from its Shawnee, OK plant. Last year, the Canadian owners decided to sell the factory, threatening more than 500 Shawnee jobs. Greg Gallman, the plant’s general manager, worked with local investors and bankers, the city’s Economic Redevelopment Foundation and MB Business Capital to save the business and renamed it Shawnee Tubing Solutions.

September 13, 2017 Greg Gallman | John Curtis | MB Business Capital | Shawnee Tubing Solutions | Wolverine Asset Management ABF Journal

Starting from Scratch: Keith Broyles and Yvonne Kizner Build an ABL Division at Blue Hills Bank

When Blue Hills Bank, a 140-year old community bank, decided to start an ABL division, it offered veteran ABL lenders Keith Broyles and Yvonne Kizner the opportunity to build the new division from scratch. The pair jumped at the chance. They spoke with ABF Journal Editor Nadine Bonner and shared their optimism and excitement about this new venture.

July 20, 2016 Blue Hills Bank | Keith Broyles | Yvonne Kizner ABF Journal