Arch Capital Management, a new working capital and asset-based lending platform, officially launch, expanding the team’s commitment to helping growth-oriented businesses access practical, flexible credit solutions. Built by the operators behind Cirrus Capital Partners, Arch was created to meet a growing need in the market: dependable revolving facilities that help companies convert assets, invoices and purchase orders into usable liquidity.
Its parent, Cirrus Capital Partners, has established itself as a debt capital markets advisor for SMBs, scaleups and lower-middle market companies, facilitating credit across SaaS, CPG, B2B services, construction, logistics, manufacturing and other sectors. The Cirrus platform highlights more than $1.3 billion in transactions across its team and a broad network of 500+ credit investors. Arch represents a natural extension of that experience, shifting from advisory placement to a direct, relationship-driven capital solution for companies that need working capital.
Arch will focus initially on accounts receivable financing, factoring facilities and asset-based lending facilities for B2B businesses with commercial receivables or tangible operating assets. The firm is designed for companies that are growing, fulfilling larger orders, managing uneven cash conversion cycles or seeking a more responsive alternative to conventional bank financing.
“Arch was built around a simple idea: strong businesses should not be held back by timing gaps between orders, invoices, collections and inventory,” Ryan Ridgway, co-founder of Arch Capital Management, said. “Through Cirrus, we have seen firsthand how many companies are fundamentally healthy but constrained by working capital. Arch gives us a platform to step in directly with structured, practical credit products that support growth without forcing founders or owners to give up equity.”
Arch aims to bring a more thoughtful and commercially fluent approach to factoring and ABL facilities, combining credit discipline with an operator-first understanding of how growing businesses actually move cash through their supply chains.
