Since 1981, Austin Financial Services has provided flexible asset-based loans up to $20 million and beyond. Distinguished by a seasoned collaborative team and a recent strategic bank partnership, AFS delivers tailored working capital solutions quickly for growth, transition and special situations across the U.S.
Austin Financial Services has been a trusted leader in asset-based lending since 1981, providing creative financing solutions secured by a company’s accounts receivable, inventory and machinery and equipment. In a market with many choices, AFS distinguishes itself through its proven track record of delivering high-quality flexible loan structures from a team of seasoned professionals. A streamlined underwriting and approval process ensures fast turnaround times, enabling clients to maintain steady cash flow and seize opportunities promptly.
What truly differentiates AFS is the depth and diversity of experience within its team. Professionals bring extensive backgrounds from traditional banking, alternative lending, private equity and various commercial finance sectors, enabling the firm to understand unique borrower challenges from all angles. The business development and credit teams work in close partnership from pre-screening through final execution. This collaborative approach ensures alignment, delivers flexible deal structures tailored to each client’s specific needs and maintains transparency and timely execution. Clients benefit from a boutique approach to lending paired with the resources and reliability backed by more than 40 years of experience and financial stability.
AFS specializes in supporting small to midsized businesses with asset-based loans up to $20 million and beyond. The firm moves at the pace of its clients, whether they are navigating growth, a transition or a special situation. Its clients span diverse industries, including manufacturing, food & beverage, service, staffing, wholesale and distribution.
Founded as a family office-owned alternative lender, AFS has consistently adapted. Today, it serves as a trusted partner to banks, private equity firms and advisors seeking flexible working capital solutions. A key milestone was the 2025 strategic partnership with a family-owned bank, which provides AFS capital to fuel its growth. This alliance strengthens AFS’ balance sheet and enhances its ability to deploy substantial capital while remaining highly responsive in challenging market environments.
The AFS leadership philosophy is rooted in a flat organizational structure, fostering transparency, collaboration and accountability. This mindset ensures the team approaches every deal to build a relationship, not just closing a transaction, resulting in client relationships that often span to decades.
AFS is committed to supporting complex lending scenarios. Where other lenders may pass, AFS sees the potential to structure loans that leverage a company’s assets, providing a critical runway to execute their recovery and growth plan.
“At AFS, we pride ourselves on a relationship driven culture. What truly sets us apart is the combination of our core values, disciplined credit philosophy, and our creative, opportunistic approach to lending. It’s this balance that allows us to deliver tailored solutions and build long-term partnerships,” says Jason Anish, President & CEO, Austin Financial Services.
Deal Highlight
Austin Financial Services Provides Senior Credit Facility to Aseptic Beverage Manufacturer and Distributor
Following initial capitalization from private equity, banks and equipment finance sources, the company found an ideal lending partner in AFS to facilitate its growth. AFS’ deep industry expertise, product offerings and flexible structure aligned perfectly with the company’s working capital needs.
The borrower is a private equity-owned contract manufacturer and distributor in the Eastern U.S. specializing in aseptic beverage production. It offers polyethylene terephthalate (PET) bottling and paperboard packaging services, supporting major beverage brands and large milk producers seeking supplemental manufacturing capacity.
Aseptic and Extended Shelf Life (ESL) packaging are advanced processes that extend the shelf life of beverages and food without the use of chemical preservatives. These complex methods are performed in FDA-certified and controlled environments to ensure product safety and eliminate harmful bacteria. The result is a clean label and a short ingredient list.
AFS initially provided a $10 million asset-based revolving line of credit, secured by the company’s accounts receivable and inventory. The facility was later increased to $15 million to support the company’s continued growth.
“When we first began this relationship, we didn’t know much about Austin Financial Services. After an exceptional experience during the underwriting and credit process, I was assured that the client service and relationship management side would be even better. I’m here to say that AFS has not only delivered on that promise but has truly exceeded my expectations,” said the CEO of the Private Equity Group.
“AFS is proud to support this private equity-owned company and their management team, serving as its financial partner and providing flexible capital solutions to support the company’s growth and the next phase of expansion,” said Jason Anish, President & CEO, Austin Financial Services.
310.444.7939
austinfinancial.com
