Beach Cities Commercial Bank appointed Thomas J. Inserra as president, CEO and board director, effective Monday, Feb. 2, 2026, following all necessary reviews and the issuances of non-objections by the FDIC and the DFPI, the bank’s regulatory agencies.
“We are pleased to welcome Mr. Inserra to Beach Cities Commercial Bank,” Angela Bienert, chair of the bank’s board of directors, said. “His proven success in leading small business banks, combined with his entrepreneurial background and commitment to serving the business community, makes him an excellent fit for our organization. We are confident that his leadership will support the bank’s continued growth and strengthen our ability to serve clients throughout Southern California.”
Prior to joining Beach Cities Commercial Bank, Inserra served as CEO of Integro Bank. His career includes senior executive roles at several financial institutions, including Pacific Mercantile Bancorp (PMBC), Citibank and Susquehanna Bank. He also previously held a regulatory role with the Federal Deposit Insurance Corporation (FDIC) in Washington, D.C.
Throughout his career, Inserra has demonstrated a strong commitment to helping small businesses succeed, both as a banker and as a serial entrepreneur. His most recent high-growth business venture was Integro Bank, an FDIC-insured institution based in Phoenix, Arizona, where he served as founder, president, CEO and board member.
Inserra holds diplomas from Purdue University and the Stonier Graduate School of Banking at the Wharton School of the University of Pennsylvania, and earned a master of business administration from the University of Phoenix.
“I am excited to join the Beach Cities Commercial Bank team and look forward to serving small business clients across California,” Inserra said. “The bank’s relationship-driven approach and commitment to local decision-making align closely with my own values and experience.”
