Stopping MCA Withdrawals: Why an “MCA Attorney” May Not Be the First Call
The Risk in Confusing an "MCA Attorney" with Corporate Restructuring Counsel Search the internet for "stop MCA withdrawals" and you'll...
Forward for Specialty Finance
The MCA ‘Restructuring’ Problem: What’s in a Word?
What Does MCA Restructuring Actually Mean? The merchant cash advance relief market is difficult for business owners, lenders, and advisors...
MCA Payment Relief: Not Always What It Appears
The merchant cash advance relief marketplace has become increasingly crowded with firms promising lower payments, negotiated settlements and immediate cash...
In the Mood for Take-Out: MCA Solutions for Factors That Actually Work
I’ve written extensively about MCA-related issues for lenders and borrowers over the past several years. At the recent IFA conference...
MCA Daily Withdrawals, Collateral Erosion and the Question of Control
In most cases, not through a borrower’s negotiation alone, moving bank accounts, or other isolated tactics. Those approaches often trigger...
A Workout Without the Mess: When is Article 9 Restructuring the Right Path?
Adam DusoCEOSecond Wind Consultants Robert DiNozziRestructuring Profession In any distressed credit, the senior lender’s objective is straightforward: preserve collateral value,...
The Tariff Paradox: Why Economic Nationalism — and Its Risks for Lenders — May Be Here to Stay
Economic nationalism has proven durable across administrations. For lenders, the real story isn’t politics but the financial strain: eroded borrower...
Irreconcilable Differences: How MCA Abuse of “Reconciliation Rights” Threatens Collateral
Robert DiNozzi,Restructuring Profession Merchant Cash Advance (MCA) agreements have become a prevalent form of alternative financing, particularly among small and...
The Debt Settlement Trap: How Predatory “Relief” Schemes Endanger Businesses and Lending Relationships
Robert DiNozzi,Restructuring Profession When business owners find themselves buried in debt — especially high-cost products like Merchant Cash Advances (MCAs)...
Selling A Distressed Business? Yes, a Truly Successful Exit is Possible
A traditional sale/exit of an overleveraged business is unlikely to create a successful exit for owners, but a sell-side ‘reorganizational...
