A Workout Without the Mess: When is Article 9 Restructuring the Right Path?
Adam DusoCEOSecond Wind Consultants Robert DiNozziChief Growth Officer Second Wind Consultants In any distressed credit, the senior lender’s objective is...
Forward for Specialty Finance
The Tariff Paradox: Why Economic Nationalism — and Its Risks for Lenders — May Be Here to Stay
Economic nationalism has proven durable across administrations. For lenders, the real story isn’t politics but the financial strain: eroded borrower...
Irreconcilable Differences: How MCA Abuse of “Reconciliation Rights” Threatens Collateral
Robert DiNozzi,Chief Growth Officer, Second Wind Consultants Merchant Cash Advance (MCA) agreements have become a prevalent form of alternative financing,...
The Debt Settlement Trap: How Predatory “Relief” Schemes Endanger Businesses and Lending Relationships
Robert DiNozzi,Chief Growth Officer, Second Wind Consultants When business owners find themselves buried in debt — especially high-cost products like...
Selling A Distressed Business? Yes, a Truly Successful Exit is Possible
A traditional sale/exit of an overleveraged business is unlikely to create a successful exit for owners, but a sell-side ‘reorganizational...
Financing Turnaround: How Secured Lending Saved Handaband USA
Handaband USA was a thriving business in the oil and gas market in Texas until unpredictable fuel prices made it...
What’s Next For The Asset-Based Lending Bank Take-Out Ecosystem?
For decades, private equity investors have taken distressed assets through a process to divorce them from subordinate liens. An analogous,...
How Asset-Based Lenders Can Leverage Article 9 to Generate Business, Mitigate Loss
When it comes to preserving lending relationships or finding new ones, all lenders need and want every tool available. One...