Elle McCulty, a partner at Holland & Knight LLP, has significantly shaped the specialty finance industry, particularly within healthcare finance, through strategic legal guidance and sophisticated transactional expertise. With a robust background in financial services, healthcare and private equity, McCulty has navigated asset-based loans, acquisition financing, syndicated deals, workouts and restructurings, showing her command of commercial finance.
Beginning her legal career at Sullivan & Cromwell in New York and subsequently serving as a clerk for the Honorable Leonard B. Sand in the Southern District of New York, McCulty established a strong foundation in intricate financial matters. Her move to Nashville marked a shift to healthcare finance, where she developed expertise in middle-market lending for hospitals, skilled nursing facilities, healthcare real estate, and accounts receivable-backed loans.
McCulty’s ability to navigate heavily regulated healthcare transactions has produced consistent results, bridging complex compliance with business practicality. She played an active role in the 2023 integration of Waller Lansden Dortch & Davis with Holland & Knight, where she now co-leads the Healthcare Finance Team.
An influential advocate for diversity and mentorship, McCulty prioritizes authentic professional relationships. She mentors junior attorneys in both legal and interpersonal skills and supports initiatives promoting women’s visibility and advancement in specialty finance.
Her achievements have earned recognition from The Best Lawyers in America, Chambers USA and The Secured Lender. She also contributes to the community through the American Heart Association’s Nashville Go Red for Women Executive Leadership Team.
One of McCulty’s most meaningful career milestones was her election to partner on the same day she became a mother — an example of her ability to excel professionally while embracing her personal roles with equal dedication and success.
McCulty’s career reflects legal excellence, strategic vision and a commitment to mentorship, setting a high bar within the industry and inspiring others to pursue meaningful, well-rounded success.
