SNL: Reserves Continue to Fall Across Banking Industry

According to SNL, though beset by a difficult operating environment, the banking industry has benefited from falling loan loss provisions and reserves as it continues to exit the credit crisis.

Higher Texas Ratio Banks Outperform Other Banks

SNL Financial notes in a recent report that publicly traded banks with Texas ratios over 50% have strongly outperformed the rest of the bank group, as many have found their way out of trouble or through mergers and recapitalizations.