MGV Finance, a private equity advisory and consulting firm based in Charlottesville, Richmond, and Washington D.C., advised on a $17.2 million structured finance transaction between Pathward and 4 13 Solutions, an energy solutions and commercial real estate platform founded by Pro Football Hall of Famer, three-time Super Bowl champion and NFL all-time leading rusher Emmitt Smith, with his co-founder and CEO David Mosley.
Proceeds from the financing have been exclusively applied to support 4 13’s development of solar projects, while the company will use pre-existing vehicles and cash to continue building out its wind and gas portfolio. MGV, led by co-founder and managing partner Varun Yerramsetti, consulted on the transaction from inception through close, providing structured finance advisory, risk assessment, capital markets coordination and due diligence support.
MGV worked closely with 4 13’s team led by Mosley, Taylor Weaver (chief investment officer) and Denver Williams (vice president of development) to structure a financing solution aligned with 4 13’s development objectives.
“MGV played a central role in initiating and structuring this financing in support of our continued growth,” Mosley said. “Varun’s team coordinated with our chief legal officer, Lauren Randle, and made the entire financing process seamless.”
Tom Fink served as Pathward’s lead banker on the transaction, working closely with MGV and 4 13 to structure and drive the transaction to a successful closing. Legal counsel for Pathward was provided by the Atlanta-based law firm Brodnan & Budd, and Kate Pennartz, now a partner at Holland & Knight, served as counsel for 4 13.
This transaction with MGV and Pathward positions 4 13 to continue scaling its renewable energy footprint while maintaining flexibility across future acquisitions, development initiatives and capital markets opportunities.







