Cardo AI, a technology platform for asset-based finance and private credit, has appointed Daniel Esteve as chief revenue officer (CRO) and Robert Horowitz as chief financial officer (CFO).
Esteve brings 20 years of sales and leadership experience in finance and FinTech to Cardo AI. Esteve began his career in commodity futures sales and trading at the CME Group and was most recently a managing director at S&P Global, a financial data and analytics firm, where he worked for over a decade covering top banks, asset managers, and hedge funds. Esteve holds an MBA from Cornell University.
With over 15 years of senior leadership experience, Horowitz blends strategic financial acumen with operational excellence across global, technology-driven enterprises. He has led end-to-end financial strategy, optimized capital deployment and driven transformative initiatives in M&A, growth acceleration and scalable business expansion.
Altin Kadareja, CEO at Cardo AI, said, “As Cardo AI continues to innovate and grow, the leadership of Dan and Robert will be pivotal in advancing the company’s development. Dan’s expertise in revenue growth and business development will drive our commercial success across global markets, while Robert’s financial acumen will ensure long-term sustainability throughout our expansion.”
Esteve said, “This is an exciting moment for Cardo AI as the ABF and private credit markets are facing extraordinary growth. I believe success in this space depends on people and their ability to navigate complex transactions. Providing these professionals with the right technology stack that truly meets their needs is critical. And that is where Cardo AI excels.”
Horowitz said, “Cardo AI’s culture of innovation, combined with its disciplined execution, provides a strong foundation for scalable and resilient financial operations. Contributing to the development of a global financial framework that enhances transparency, efficiency, and control across markets is a unique opportunity to help position the company for sustained growth.”
