Kapwork transforms receivables finance by providing near real-time, verified AR data, moving beyond stale, self-reported bases to unlock efficiency and confident funding.
Kapwork, The Al Platform for Receivables Finance, directly addresses the biggest challenge in ABL: unreliable, self-reported receivables data. Kapwork provides a near real-time, verified view of collateral by pulling invoice data straight from debtors’ systems of record. Its proprietary technology uses vendor portal integrations and an email verification assistant to automatically capture invoices and status changes from AP inboxes, creating a unified, trustworthy collateral portfolio in a single workspace.
This continuous verification enables clients to move from monthly or bi-weekly updates to daily refreshes without adding headcount. The result is a dynamic borrowing base, risk-adjusted advance rates driven by fresh signals and instant notifications on ineligible criteria. Kapwork helps ABL teams leverage data strategically by converting these verified signals into live insights, including verified AR percentage, real-time borrowing-base waterfalls and proactive alerts for disputes, short-pays and potential fraud.
A recent innovation is Kapwork’s self-verify widget, which is like ‘Plaid for AR’ It allows invoice owners to securely and consent-drivenly share source-verified AR directly with a lender on demand. This crucial feature reduces lender workload and friction while delivering highly reliable, debtor-verified AR.
Kapwork sees the biggest disruption in the shift to an always-on borrowing base, built on continuous verification and 100% invoice coverage, which ultimately turns reactive monitoring into proactive risk management and unlocks market potential for lower-ticket invoices.
