City National Bank (CNB) is strengthening its commercial banking division with the appointment of David Ramirez as commercial banking director, along with four seasoned bankers who bring deep knowledge and expertise across South Florida. Ramirez brings more than 20 years of experience and a proven track record of delivering client success across multiple markets.
Ramirez will oversee a team of nine experienced bankers, driving continued growth, enhancing CNB’s commercial banking platform to capture opportunities in key markets central to the bank’s long-term strategy. He will report to commercial banking executive Brian San Miguel.
“Florida’s economy is experiencing steady momentum, driven by the continued influx of people, businesses and investment,” Jorge Gonzalez, vice chairman and CEO of CNB, said. “Amid this sustained demand, CNB is expanding our commercial banking division with experienced professionals who will help deepen our presence in South Florida, Tampa and Orlando. By investing in top talent, we are enhancing our ability to anticipate client needs and deliver the highest caliber service in our market.”
Michael MacIntyre, chief banking officer at CNB, said, “We are delighted to add to an already robust commercial banking team with the addition of David and team.
CNB’s new commercial banking team members are:
- David Ramirez, SVP, Director Commercial Banking: Ramirez brings more than 20 years of experience driving revenue growth, leading high-performing teams and delivering exceptional client outcomes. His background spans leadership and individual contributor roles, with expertise in commercial and industrial lending. At City National Bank, Ramirez will lead this team of newly hired bankers along with a number of existing commercial bankers covering the tri-county area. Prior to joining CNB, Ramirez served as senior vice president and business banking leader for Truist Bank across Florida, North Carolina and Virginia, where he led a team of 20 business banking advisors and consistently secured top production awards.
- Ariel Castillo, VP, Commercial Banker Senior: Castillo is a bilingual banking professional with more than a decade of experience in commercial and business banking, specializing in C&I lending. His background includes SBA lending, international trade and relationship management, along with experience improving underperforming portfolios while developing strong COI referral networks. He joins CNB from Truist, where he served as VP, commercial banker.
- Marc Ramer, VP, Commercial Banker Senior: Ramer brings expertise in C&I and CRE lending, relationship management and business development. Before joining City National Bank, Ramer served as senior relationship manager at Bank of America, where he originated more than $1 million in monthly loan volume while covering the Fort Lauderdale, Orlando and Tampa markets. At CNB, he will leverage his local expertise to manage client relationships in the Broward market.
- Gabriel Calero, VP, Commercial Banker Senior: Calero has experience managing financial services for small and medium-size businesses with a focus on business development, transaction management and providing comprehensive banking solutions to his clients. He previously served at Truist in Doral, Florida, and will now help drive business development efforts in the Miami market.
- Matthew Spohr, VP, Commercial Banker: Spohr has expertise in C&I and CRE lending, as well as loan structuring. His focus is on building long-term client partnerships, driving new business growth and delivering tailored financial solutions that help businesses succeed.







