Citizens Commercial Banking provided a $21.5 million credit facility to West Bridgewater, MA-based Specialty Commerce. Citizens is the sole lender.

A new client for Citizens, SCC will use the $21.5 million credit facility to refinance existing debt.

Specialty Commerce is a direct to consumer catalog and internet retailer of niche hair products (wigs and extensions) and apparel in the U.S. and UK and home study courses for medical/dental professionals in the U.S. Founded in 1978, SCC has more than 350 employees and distributes more than 26 million catalogs annually.

“Specialty Commerce Corp. is a great new client for Citizens and we’re very happy to help them achieve their strategic and financial goals,” said Jerry Sargent, Massachusetts president of Citizens Bank.