Zacks Equity Research reported the Federal Reserve approved the final rule to amend the capital plan and stress testing rules effective 2016.

Zacks said the final rule amends some capital action assumptions in the stress test rules, which are mandatory for banks exceeding $10 billion but less than $50 billion in total consolidated assets.

Zacks noted the annual stress test helps reaffirm that the U.S. banking giants are adequately capitalized to survive under a tremendously difficult economic scenario.