Jay D. Richards joined BankUnited as its senior executive vice president and chief credit officer. He will be based out of the Miami Lakes, FL corporate headquarters and report to Jack Leonard, vice chairman, Credit Risk Management.

In his new role, Richards will be responsible for overseeing and managing the overall credit process and risk of BankUnited’s loan portfolios, including the underwriting function and portfolio management.

Richards came to BankUnited from TD Bank in Greenville, SC, where he served as senior vice president and executive credit officer.

“Jay is a seasoned credit executive with extensive credit experience across all commercial lines of business and over multiple geographic markets,” said BankUnited President and CEO Rajinder P. Singh. “We are eager to welcome Jay into the BankUnited family.”

BankUnited provides a wide range of commercial and consumer banking through its 94 banking centers, located throughout Florida and the New York metropolitan area.