OnDeck has appointed Scott Totman as the company’s chief product and technology officer.

Totman will oversee the company’s engineering, product, and design organizations with a focus on building the next generation of exceptional digital products for small businesses.

“For more than two decades, Scott has earned a reputation as a digital product innovator and leader whose teams develop online solutions that fundamentally improve the customer experience,” said Noah Breslow, chairman and chief executive officer, OnDeck. “Scott’s experience in digital banking and the delivery of great customer experiences will be a major asset for us as OnDeck pursues a bank charter and expands on our legacy of product innovation in online lending. We are delighted to welcome him to the team.”

Totman, who reports to Breslow, joins OnDeck from cloud security company DivvyCloud, where he served as the head of Engineering and Product Development. Previously, he served as head of Digital Product Engineering at Capital One, where he led a team of more than 700 professionals that built the digital face of Capital One’s bank, including their mobile and web presence. Earlier in his career, Totman was the chief technology officer of a mobile-focused startup and held senior engineering roles at AOL, where he led the development of AOL’s widely-used instant messenger product.