Encina Equipment Finance added William Yulo to its risk team as a senior vice president. In his new role, Yulo will primarily lead portfolio management and reporting and also have new business underwriting responsibilities. He will report to Katherine Branch, chief risk officer of Encina Equipment Finance.

Prior to joining Encina Equipment Finance, Yulo was a segment credit officer at Sterling National Bank, where he reviewed and approved new asset-based and leveraged loan transactions. Yulo has an extensive credit background, having spent more than 14 years in various GE Capital businesses in underwriting, portfolio and finance roles.