Citizens Bank provided a $21.3 million credit facility to Barney’s Convenience Mart, an 18-site convenience store and retail fuel operator in Northwest Ohio.

The funds include a $17.8 million term loan for the acquisition of real estate, a $500,000 working capital line of credit and a $3 million development line for future remodeling and acquisitions.

“The team at Barney’s Convenience Mart runs a solid business and we are happy to help them meet their strategic and financial goals,” said Michael R. Phelps, managing director and group head of Convenience and Retail Fuel Finance at Citizens.

“Citizens has great experience in this business and a very client-focused approach,” said Jim Sutphin, operations manager for Barney’s Convenience Mart. “The Citizens team brings good solutions and serves as an excellent partner.”