The case for direct lending has always rested on a simple proposition: private credit should deliver better risk-adjusted returns than public credit markets because direct lenders have more information, more control and more alignment with borrowers than dispersed bondholder or...

In most cases, not through a borrower’s negotiation alone, moving bank accounts, or other isolated tactics. Those approaches often trigger additional consequences or simply shift the problem. However, MCA withdrawals can be reduced or stabilized when control over cash flow...

The landscape has undergone a shift over the last year. With lenders re-stabilizing after the post-COVID "slingshot" effect, many businesses are finding themselves at max capacity with their senior facilities exactly when a growth opportunity arises. To explore how the...

If you’re a midsize bank trying to figure out AI strategy and implementation, welcome to the club. Banks of all sizes are wrestling with bringing AI into their businesses. Midsize banks lacking the R&D and technical resources of the biggest...

Senior secured lenders are increasingly encountering a familiar disruption - not within their borrower’s operations, but among its customer base. Customers, often long-standing account debtors, are receiving UCC 9-406 notices from MCA companies or their collection representatives directing them to...