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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260416T080000
DTEND;TZID=America/New_York:20260417T170000
DTSTAMP:20260403T194511
CREATED:20260113T142635Z
LAST-MODIFIED:20260113T142828Z
UID:162582-1776326400-1776445200@www.abfjournal.com
SUMMARY:U.S. Private Credit Industry Conference on Direct Lending
DESCRIPTION:U.S. Private Credit Industry Conference on Direct Lending\nMeet the first confirmed industry leaders speaking at the 5th edition of the U.S. Private Credit Industry Conference on Direct Lending\, set to explore the pivotal role of private credit in facilitating direct lending on April 16-17\, 2026 at The Grand Hyatt Nashville. \nLearn More\nThe 2026 program will delve into the latest and most relevant content for direct lending funds\, BDCs\, and their bank funding partners including fundraising strategies\, financing pathways (NAV\, warehouse/sub lines and CFOs) and major regulatory developments. Allocators will have the opportunity to network with funds\, hear the outlook for credit performance\, and identify investment opportunities. \nAllocators and Borrowers can currently register for complimentary passes\, while this is the last chance for GPs/Investment Managers and Service Providers to secure Super Early Bird discounts\, saving $1\,120 and $560 respectively\, until January 16  — secure your ticket now. \nBook Your Ticket Now!\nPlease note that all complimentary tickets are subject to approval. If you have any problem registering please contact events@dealcatalyst.io.
URL:https://www.abfjournal.com/event/u-s-private-credit-industry-conference-on-direct-lending/
LOCATION:Grand Hyatt Nashville\, 1000 Broadway\, Nashville\, TN\, 37203\, United States
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/01/Dealcat-nashville.png
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260427T080000
DTEND;TZID=America/New_York:20260428T170000
DTSTAMP:20260403T194511
CREATED:20260326T135859Z
LAST-MODIFIED:20260326T135859Z
UID:165336-1777276800-1777395600@www.abfjournal.com
SUMMARY:The Annual CLO Industry Conference
DESCRIPTION:The Annual CLO Industry Conference\nJoin 800+ attendees already confirmed at The Annual CLO Industry Conference taking place on April 27-28 at The New York Marriott Marquis. \nThe 5th Annual CLO Industry Conference is bringing together 600+ CLO managers and investors from some of the world’s leading institutions. Join 500+ industry professionals for two days of networking and market insights across the CLO ecosystem. \nCLO Managers and Investors can still secure complimentary passes until April 3\, while Service Providers can save $120 from the onsite price until April 24 — CLO Managers and Investors can still secure complimentary passes until April 3\, while Service Providers can save $120 from the onsite price until April 24 — secure your ticket now. \nLearn More and Register Now!\n 
URL:https://www.abfjournal.com/event/the-annual-clo-industry-conference/
LOCATION:New York Marriott Marquis.\, 1535 Broadway\, New York\, NY\, 10036\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.abfjournal.com/wp-content/uploads/2026/03/CLO-Industry-600.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260430T080000
DTEND;TZID=America/New_York:20260430T170000
DTSTAMP:20260403T194511
CREATED:20260209T165737Z
LAST-MODIFIED:20260209T165737Z
UID:163601-1777536000-1777568400@www.abfjournal.com
SUMMARY:17th Annual Honorable Kevin J. Carey Philadelphia Credit & Restructuring Summit
DESCRIPTION:17th Annual Honorable Kevin J. Carey\nPhiladelphia Credit & Restructuring Summit\nThursday\, April 30\, 2026\nThe Union League of Philadelphia\nPhiladelphia\, PA \nDon’t Miss this Networking & Educational Event!\nRegister and Join Us!!\n 
URL:https://www.abfjournal.com/event/17th-annual-honorable-kevin-j-carey-philadelphia-credit-restructuring-summit/
LOCATION:The Union League of Philadelphia\, 140 South Broad Street\, Philadlephia\, PA\, 19102\, United States
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/02/NYIC-2026-02-09-115625.png
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260506T080000
DTEND;TZID=America/New_York:20260506T160000
DTSTAMP:20260403T194511
CREATED:20251224T152632Z
LAST-MODIFIED:20251224T152632Z
UID:162035-1778054400-1778083200@www.abfjournal.com
SUMMARY:IFA Factoring Essentials Hybrid Training Class
DESCRIPTION:Factoring Essentials Hybrid Training Class \nThe Factoring Essentials training course is your comprehensive guide to factoring. Whether you’re venturing into the world of factoring for the first time or looking to sharpen your existing skills\, this course is designed to equip you with the essential knowledge to thrive in the industry. \nFor individuals new to factoring\, this course takes you through the fundamental concepts\, principles\, and best practices\, laying a solid foundation for starting your career. You’ll explore the intricacies of assessing creditworthiness\, managing risk\, and understanding the dynamics of client relationships. From the basics of invoice factoring to the nuances of due diligence\, you’ll gain a holistic understanding of the processes involved. \nEven if you’re a seasoned professional looking to refresh your knowledge\, the Factoring Essentials training course has something for you. It keeps you updated on the latest trends and industry insights\, ensuring that you stay ahead in an ever-evolving landscape. By the end of this course\, you won’t just be familiar with the essentials of factoring; you’ll be equipped with the tools and knowledge needed to excel. So\, whether you are new to the industry or simply looking to refine your skills\, embark on this learning journey and set yourself on the path to becoming a successful factor. \nYou have the option of attending this class in-person or online. The online attendee will be in a live classroom setting with speaker interaction. \nThe Venue: Omni Nashville – Nashville\, TN or Online via Zoom \nREGISTER HERE! \nThe Schedule: \n\nWednesday\, May 6\, 2026: 8am – 4pm (Central Time)\n\nLearning Objectives: \n\nIntroduction to Factoring\nFactoring Law\nUniform Commercial Code\nUnderwriting and Credit\nFactoring Contracts\nDebtor Credit\nNotifications and Verifications\nThe Daily Business Flow\nProblem Clients & Ending the Relationship\nHow to Find Clients\nHot Topics\n\nSpeakers: \nGen Merritt-Parikh – President\, Haversine Funding\nGen Merritt-Parikh is the President of Haversine Funding.  With more than 25 years of experience in commercial finance\, she is responsible for originations\, underwriting\, investment analysis\, and management and asset allocation strategy. In 2018\, as President of Allied Affiliated Funding\, she led the company to a successful sale to a nationally chartered bank. Previously\, Gen worked in the factoring and asset-based lending space with companies including Liquid Capital\, Comresco Capital and Guaranty Business Credit. She holds a Bachelor of Arts degree in Business and Economics from the University of Texas at Dallas\, serves on the Factoring Committee for the Secured Finance Network (SFNet) and holds the Subject Matter Expert designation by the International Factoring Association\, having helped develop the first factoring certification program for the industry. She was recognized by the ABF Journal as one of the top women in ABL for 2022 and by SFNet in 2019 as one of the noted women in commercial finance. She joined Haversine Funding in 2020 and resides in the Dallas metroplex with her husband. \nVince Mancuso\, CAEF – EVP\, Heritage Bank of Commerce/ Bay View Funding \nVince Mancuso has a career spanning over 25 years in commercial finance. He is currently the EVP of Heritage Bank of Commerce/Bay View Funding where he is responsible for leading the origination effort\, managing a deep bench of portfolio development officers and indirect growth initiatives. Most recently\, he was Managing Director of Haversine Funding where his responsibilities encompassed overseeing underwriting\, nurturing crucial lender finance client relationships\, expanding their network and industry partnerships\, and playing a key role in shaping their broader strategic vision for the management company. Prior to joining Haversine\, Vince held the position of President and CEO at a prominent North American commercial finance company\, where he demonstrated his exceptional leadership skills. In addition to his operational duties\, Vince holds a CAEF designation from the International Factoring Association\, underlining his commitment to advancing the commercial finance industry. \nLegal counsel will be provided by: \nJim Cretella\, Esq. – Partner\, Blank Rome \nJames “Jim” M. Cretella dedicates his practice to representing institutional and specialty lenders\, banks\, and commercial finance\, factoring\, and specialty finance companies\, as well as borrowers\, in creating\, negotiating\, and documenting a variety of alternative and specialty finance products. For middle- and upper-middle-market clients\, Jim handles transactions\, including traditional asset-backed lending (“ABL”) deals\, larger factoring deals\, channel (inventory) finance deals\, supply chain finance deals\, and other trade finance transactions such as off-balance sheet receivable purchase facilities and purchase order financings. For smaller\, private lending clients he acts as outside in-house counsel\, documenting all front-end transactions (e.g.\, smaller factoring\, ABL\, and recurring revenue deals) and provides counsel on other legal issues. Additionally\, Jim represents smaller lenders as a borrower in negotiating their credit facilities and as buyer/seller in various portfolio acquisitions and sales. Jim has considerable experience with monthly recurring revenue (“MRR”) based lines of credit to software as a service (“SaaS”) companies. He also represents clients in pre-bankruptcy workouts and restructurings. Jim’s clients operate across a wide range of industries\, including staffing\, technology\, FinTech\, lender finance\, government contracting\, transportation\, and energy\, among others. \nAccommodations: \nTraining class registration is required prior to reserving a room. Booking information will be emailed to attendees upon registration.\nRooms based on availability. Room block expires on April 3\, 2026. \nFee: \n\nThe fee for this training class is $695 for IFA Members and Ally Members ($795 for Non-Members)\nPrice is per attendee. A unique participant ID will be sent to all online attendees.\n\nThis is an add-on training class to the IFA Annual Factoring Conference. You do not need to be registered for the IFA Annual Factoring Conference in order to register for this additional training class. \nThe meeting will run from 8am – 4pm. The fee includes tuition\, course materials\, breakfast\, coffee breaks and lunch. With the exception of meals\, because of the hybrid interaction\, the in-person and virtual attendee will have a similar experience during this training class. Virtual attendees will be in a live online classroom environment where they can pose questions to the speaker throughout the class. \nREGISTER HERE!
URL:https://www.abfjournal.com/event/ifa-factoring-essentials-hybrid-training-class/
LOCATION:Omni Nashville Hotel\, 250 Rep. John Lewis Way S\, Nashville\, TN\, 37203\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.abfjournal.com/wp-content/uploads/2025/12/Web_Factoring-Essentials.jpg
ORGANIZER;CN="International Factoring Association":MAILTO:info@factoring.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260506T080000
DTEND;TZID=America/New_York:20260508T170000
DTSTAMP:20260403T194511
CREATED:20251202T140105Z
LAST-MODIFIED:20251202T140105Z
UID:160172-1778054400-1778259600@www.abfjournal.com
SUMMARY:International Factoring Association’s 2026 Factoring Conference
DESCRIPTION:Registration for the IFA’s 2026 Factoring Conference Is Now Open! \nWe are excited to announce that registration for the 2026 Factoring Conference has officially opened! Join us May 6-8 at the Omni Hotel in Nashville\, TN for the industry’s largest and most influential gathering of factoring professionals. \nThis year’s conference will feature dynamic keynote speakers\, engaging and informative breakout sessions\, abundant networking opportunities\, and a variety of memorable social events. It’s the premier event to learn\, connect\, and elevate your expertise in the factoring industry\, and we can’t wait to see you there! \nRegister Now!\nKEYNOTE SPEAKERS \nCrystal Washington: Futurist\, Author\, and Hall of Fame Speaker\, Technology Trends Expert \nGenerative AI for Leaders: Staying Ahead in a Machine-Driven World  \nSophia Kearney-Lederman: FHN Financial\, Senior Economist  \nEconomic Outlook for the Factoring Industry  \nFc Freakyclown: Ethical Hacker & Social Engineer\, Co-Founder of Cygenta and former Head of Offensive Cyber Research at Raytheon \nInside the Hacker’s Mind – Lessons for Cybersecurity \nBREAKOUT SESSIONS \n\nTransportation Factoring\nUnexpected Legal Pitfalls\nFactoring 101\nNiche Industries Fireside Chat*\nRapid-Fire Credit & Underwriting Panel*\nReport from the Courts\nLegal 101*\nCanadian Factoring\nM&A Panel*\nSuccessfully Navigating MCAs*\nBroker Panel*\nClaims Against Account Debtors: Your Rights and How to Minimize Costs*\n10 AI Tools in 60 Minutes*\nFraud Roundtable*\nSenior Executives Roundtable\nNEXGEN Roundtable\nSales Roundtable*\nSmall Factors Roundtable\n& More!\n\n*New for 2026 \nSee Full Conference Schedule \nIf you’re looking to get in front of a highly engaged audience of factoring professionals\, we invite you to explore our exhibitor and sponsorship opportunities. The IFA Factoring Conference attracts decision-makers\, industry leaders\, and key influencers from around the world\, making it the ideal venue to showcase your products\, services\, and solutions. Whether you’re looking to build brand visibility\, launch a new offering\, or strengthen industry relationships\, our tailored sponsorship packages and exhibit options provide valuable exposure and meaningful connections. \nConference Admission: IFA Members & Ally Members \n$1\,595 for the first attendee \n$1\,545 for additional attendees (Discount applied at checkout) \n7 or more attendees = 20% discount (Call 805-773-0011 for discount) \n  \nConference Admission: Non-Members \n$1\,895 for the first attendee \n$1\,845 for additional attendees (Discount applied at checkout) \n7 or more attendees = 20% discount (Call 805-773-0011 for discount) \n  \n*Registration Prices Increase by $100 on 3/1 and 4/1 \nRegister Now!
URL:https://www.abfjournal.com/event/international-factoring-associations-2026-factoring-conference/
LOCATION:Omni Nashville Hotel\, 250 Rep. John Lewis Way S\, Nashville\, TN\, 37203\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.abfjournal.com/wp-content/uploads/2025/12/websiteheader2026-ifa-factoring-400.jpg
ORGANIZER;CN="International Factoring Association":MAILTO:info@factoring.org
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260513T080000
DTEND;TZID=America/New_York:20260514T170000
DTSTAMP:20260403T194511
CREATED:20260211T221740Z
LAST-MODIFIED:20260211T221740Z
UID:163702-1778659200-1778778000@www.abfjournal.com
SUMMARY:2026 TMA NOW (Network of Women) Summit
DESCRIPTION:2026 TMA\nNOW (Network of Women) Summit\nMay 13-14\, 2026\nRitz Carlton Montreal\nMontreal\, Québec\, Canada \nLearn More!
URL:https://www.abfjournal.com/event/2026-tma-now-network-of-women-summit/
LOCATION:Ritz Carlton Montreal\, 1228 Sherbrooke St W\,\, Montreal\, Quebec\, H3G 1W9\, Canada
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/02/TMA-Now-May-2026-Screenshot-2026-02-11-171529.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260617T080000
DTEND;TZID=America/New_York:20260617T170000
DTSTAMP:20260403T194511
CREATED:20251124T151334Z
LAST-MODIFIED:20251124T151534Z
UID:159994-1781683200-1781715600@www.abfjournal.com
SUMMARY:Digital Infrastructure Finance 2.0 - The Role of Private and Public Capital
DESCRIPTION:The Role of Private and Public Capital\nJune 17\, 2026\nNew York Marriott Marquis | New York\, U.S.\n\nREGISTER NOW!\n\nAs demand for data centers\, fiber networks and computer chip production accelerates\, so does the need for innovative and scalable financing solutions. The overall infrastructure investment gap is estimated to be $1.6 trillion through 2030*.¹ \nDigital Infrastructure Finance 2.0 will explore the full spectrum of scalable capital strategies supporting the development of these critical assets—from traditional infrastructure and corporate debt to the more exotic securitized data center cash flows and GPU chip-backed ABS. \nThis program will delve into how both private and public capital are stepping up to meet the immense funding requirements of next-generation digital infrastructure. It will also highlight the convergence of commercial real estate\, corporate debt\, infrastructure investment\, and securitization—bringing together key stakeholders who are shaping the future of connectivity. \nWHO ATTENDS \n– Data Center Developers\, Power Producers\, and Corporate Borrowers \n– Project Finance / Infrastructure / CRE / Securitization / Asset Based Credit Institutional Investors​ \n– Bank and Alternative Capital Providers (Private Funds) \n​- Legal Counsel​ \n– NRSROs \nTOPICS TO BE COVERED \n\n– Current State of the Digital Infrastructure Sector: Size Relative to Other Sectors\, Key Location Considerations\, Power and Natural Resource Usage\, Capex Demand\, Growth Projections\n​\n– Profiling the Assets: From Commercial Real Estate to Energy\, Fiber\, Hardware​ \n– Scotty\, We Need More Power… And Capital! The Role of Capital Markets​ \n– Types of Capital and Strategies Thru the Stages: From Pre-Development to Power Generation ​Exploring the Role of Alternative Credit; Specifically\, Asset Based Finance​ \n– Securitize It! Is AI Computing Infrastructure the Next Huge Asset Class? Data Centers\, GPU Chips​ \n– Investor Considerations: Assessing the Spectrum of Risks and Potential for Returns
URL:https://www.abfjournal.com/event/digital-infrastructure-finance-2-0-the-role-of-private-and-public-capital/
LOCATION:New York Marriott Marquis.\, 1535 Broadway\, New York\, NY\, 10036\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.abfjournal.com/wp-content/uploads/2025/11/dealcatalyst-june-2026-at-400.jpg
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BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260729T080000
DTEND;TZID=America/New_York:20260730T170000
DTSTAMP:20260403T194511
CREATED:20260211T222123Z
LAST-MODIFIED:20260211T222123Z
UID:163722-1785312000-1785430800@www.abfjournal.com
SUMMARY:2026 TMA NextGen Leadership Conference
DESCRIPTION:2026 TMA NextGen Leadership Conference\nJuly 29-30\, 2026\nHosted by King & Spalding\, LLP\nAtlanta\, GA \nLearn More!
URL:https://www.abfjournal.com/event/2026-tma-nextgen-leadership-conference/
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/02/NextGen-Leadership-Screenshot-2026-02-11-172044.png
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20260924
DTEND;VALUE=DATE:20260925
DTSTAMP:20260403T194511
CREATED:20260325T210432Z
LAST-MODIFIED:20260325T210432Z
UID:165295-1790208000-1790294399@www.abfjournal.com
SUMMARY:5th Annual ABF U.S. Asset Based Finance Conference
DESCRIPTION:ABF U.S. Asset Based Finance Conference\nWe’re pleased to announce that the 5th Annual ABF U.S. | Asset Based Finance conference will take place on September 24 at the New York Marriott Marquis. \nThe ABF market is poised to reach a staggering USD $20 trillion in the next decade. The program will showcase the entire spectrum of assets being financed\, ranging from securitized consumer and commercial loans to emerging esoteric assets like litigation funding and home equity products. \nLearn More and Book Your Ticket!\nKeynote Speaker Spotlight \nDaniel Pietrzak  \nPartner\, Global Head of Private Credit \nKKR \n  \nAllocators/LPs and Borrowers can secure complimentary passes\, while Fund Managers/GPs and Service Providers can save up to 40% with the Super Early Bird discount — secure your ticket now. \nPlease note that all complimentary tickets are subject to approval. If you have any problem registering please contact events@dealcatalyst.io.
URL:https://www.abfjournal.com/event/5th-annual-abf-u-s-asset-based-finance-conference/
LOCATION:New York Marriott Marquis.\, 1535 Broadway\, New York\, NY\, 10036\, United States
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/03/sept-24.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261015T080000
DTEND;TZID=America/New_York:20261016T170000
DTSTAMP:20260403T194511
CREATED:20260312T161520Z
LAST-MODIFIED:20260312T161520Z
UID:164674-1792051200-1792170000@www.abfjournal.com
SUMMARY:Fund Finance West
DESCRIPTION:Fund Finance West\nFund Finance West 2026\, a premier two-day conference in Las Vegas\, brings together industry leaders to explore the rapid growth of capital markets and private funds. \nThe conference delves into how innovative financing solutions empower fund managers with essential capital tools while simultaneously creating compelling investment opportunities for institutional investors. \nFrom NAV facilities to securitization\, attendees will discover how structured finance technology is revolutionizing fund finance. Network with top-tier professionals in an unparalleled Vegas setting. \nLearn More!
URL:https://www.abfjournal.com/event/fund-finance-west/
LOCATION:Wynn Resort Las Vegas\, 3131 Las Vegas Blvd S\, Las Vegas\, NV\, 89109\, United States
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/03/wynn.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261027T080000
DTEND;TZID=America/New_York:20261030T170000
DTSTAMP:20260403T194511
CREATED:20260211T222738Z
LAST-MODIFIED:20260211T222738Z
UID:163725-1793088000-1793379600@www.abfjournal.com
SUMMARY:2026 TMA Annual Conference
DESCRIPTION:2026 TMA Annual Conference\nOctober 27-30\, 2026\nMarriott Marquis Houston\nHouston\, TX \nLearn More!
URL:https://www.abfjournal.com/event/2026-tma-annual-conference/
LOCATION:Marriott Marquis Houston\, 1777 Walker Street\, Houston\, TX\, 77010\, United States
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2026/02/TMA-Annual-Conference-Screenshot-2026-02-11-172306.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261121T080000
DTEND;TZID=America/New_York:20261121T170000
DTSTAMP:20260403T194511
CREATED:20251104T164845Z
LAST-MODIFIED:20251104T164845Z
UID:159209-1795248000-1795280400@www.abfjournal.com
SUMMARY:Private Credit Connect: East 2026
DESCRIPTION:Private Credit Connect: East\nThe main event for everyone seeking opportunity in U.S. asset-based finance\, direct lending & specialty finance \nOctober 21\, 2026\nMiami\, FL\, USA \nPrivate Credit Connect: East 2025 has officially wrapped! The panels\, debates\, and networking brought together incredible minds from across the industry — showcasing innovation\, resilience\, and a wealth of opportunity. \nA huge thank-you to everyone who joined us and made the event such a success. The ideas and energy shared will continue to shape and drive the market forward long after the doors have closed. \nJoin us in 2026 for a chance to meet over 500 industry peers seeking opportunities in U.S. asset-based finance\, direct lending\, specialty finance and to hear from: \n\nThe largest and most active private credit funds shedding light on their specific strategies\nEnd investors\, allocators and LPs discussing what funds\, strategies and structures stand out from the crowd\nPro-active & growth focused SMEs\, middle-market and large cap firms looking to access bespoke private funding\nService providers ready to share their knowledge and expertise into this opaque market\n\nA whole day dedicated to in-depth discussions of the diverse strategies and markets that shape private credit\, with less emphasis on theory and more on actionable insights. Exchanging insights\, experiences\, and forging valuable partnerships in: \n\nAsset-based finance (consumer\, real assets\, digital infra and more)\nDirect lending (large cap\, middle market and small cap)\nNAV/Fund finance\nSpecialty finance (including forward flows\, data centers\, solar)\nMiddle Market CLOs\nBank Partnerships\n\nRegister Interest For 2026 – Watch for more information. \n 
URL:https://www.abfjournal.com/event/private-credit-connect-east-2026/
ATTACH;FMTTYPE=image/png:https://www.abfjournal.com/wp-content/uploads/2025/11/PCC-2026-400.png
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