Fitch: Bank Ratings Won’t Be Affected by Dodd-Frank Changes in Short Term

According to a Fitch Ratings report, small to mid-size banks should not experience any ratings issues in the short term following the passage of legislation lessening the burden of financial regulations.

Goldman, Citi, JPMorgan Hold Largest Share of Fintech Funding

According to a report issued by the Digital Journal, Goldman Sachs, JPMorgan Chase and Citi have the largest U.S. bank share of disclosed investments in fintech startups.

Bloomberg: Despite the Rules, Top U.S. Banks Close to Profit Record

Bloomberg reported the nation’s top 10 banks collectively made $30 billion in quarterly earnings, only a few hundred million shy of the record that was set in Q2/07, despite stiff regulation.

Bloomberg: S&P Cuts Ratings on Eight Large Banks

Bloomberg reported that JPMorgan Chase, Bank of America and Wells Fargo are among eight large U.S. banks that had credit grades cut one level by Standard & Poor’s on the prospect that the U.S. government is less likely to provide aid in a crisis.

U.S. Banks Hoard $2 Trillion of Bonds

Bloomberg reported that banks keep plowing their burgeoning deposits into U.S. government and related debt, pushing the industry’s holdings past $2 trillion instead of lending it out.

KBW: 2015 U.S. Banking Sector Outlook

In its recently released 2015 U.S. bank sector outlook, Keefe, Bruyette & Woods said it expects a variety of factors to impact bank stock performance in the coming year.

Regulators Warn Banks on Ability to Identify Risks

Reuters reported that regulators are sending some of the largest banks warnings that enforcement actions will be taken against them if they don’t improve their ability to identify risks.

WSJ: U.S. Banks Start to Relax Lending Limits

The Wall Street Journal reported that big banks are starting to relax their lending criteria and slowly increasing their appetite for risk.

Moody’s Considers Bank Holding Company Downgrades

Moody’s has placed the senior and subordinated debt ratings of the six largest U.S. banks on review as it considers reducing its government support assumptions to reflect the impact of U.S. bank resolution policies.