The first quarter Phoenix Management “Lending Climate in America” Survey results show lender confidence in the U.S. economy continues to deteriorate.
From the first quarter Phoenix Management Lending Climate in America Survey, results show increased expectations for domestic commercial lending over the next six months.
The Q3/14 Phoenix Management “Lending Climate in America” Survey results show that lenders are concerned with U.S. housing market and the stability of the stock market.
From the second quarter Phoenix Management “Lending Climate in America” Survey, results show that lenders sentiment towards U.S. commercial lending was equal to last quarter’s strong reading of 45%.
Phoenix Management’s “Lending Climate in America” Survey shows high optimism for lenders regarding lending and economic indicators. Lending sentiment increased to 45% — the highest index since 2Q/11.
Lenders anticipate borrowers will make new capital investments, acquisitions and hires, while expectations for loan losses, bankruptcies, unemployment and bank failures are at near all-time lows, according to the Q4 Phoenix Management “Lending Climate in America” Survey.
Results from the Q3/13 Phoenix Management “Lending Climate in America” survey show that nearly a third of lenders anticipate domestic lending to increase.
The most recent Phoenix Management “Lending Climate in America” Survey showed more lenders anticipating spreads to decrease. The percentage of lenders expecting to reduce their current interest rate spreads increased nine percentage points, representing 30% of total responses in Q2/13.
The Q4/12 Phoenix “Lending Climate in America” Survey, results show that the retail trade and finance and insurance industries surpassed the construction industry for the first time in two years as most likely to experience volatility.
Each quarter Phoenix Management distributes its proprietary “Lending Climate in America” survey to over 2,000 lenders nationwide. In the prior two quarters (Q1/12 and Q4/11), Phoenix saw significant improvement in nearly all of the lending survey metrics, including improving economic trends, relaxed credit facility structures and accelerating customer growth plans. While overall lender sentiment remains near recent survey highs, results from the most recent survey (Q2/12) reveal a tempering of lender enthusiasm.