The Wall Street Journal notes that five years after rescuing Royal Bank of Scotland, the British government still hasn’t figured out what to do with it.

The Journal notes that RBS remains 81%-owned by UK taxpayers, and a return to private hands is unlikely soon, according to government officials.

The Journal said the UK Treasury has been studying splitting up RBS, with one part fully nationalized and the remainder devoted to serving British businesses and individuals.

To read the entire WSJ story, click here.