New York City-based financial technology firm Iron Capital Equities rolled out a bank application database system at lineofcreditdepot.com to give small businesses a better chance of receiving bank approval for a line of credit. The proprietary software allows for a single application to cross reference the underwriting criteria of hundreds of local and national banks.
“It is inherently difficult to apply for a business line of credit because applicants don’t know each bank’s unique underwriting criteria upfront. That’s what makes this tech so special,” Matthew Elling, CEO of Iron Capital Equities, said. “The software on lineofcreditdepot.com analyzes all the applicant’s business data points and chooses the correct pool of bank lenders. This makes affordable bank lines of credit more accessible to applicants simply by pairing them with a bank that will approve them.”