Gibraltar Business Capital, a commercial finance company located in Chicago, announced it has formed Gibraltar Capital Advance, which provides capital solutions to the underserved retailer market throughout the country.

Retail merchants will now have access to capital via an advance against their future credit and debit card sales. Capital advances provide small businesses with a way to pay for the things that they need now to in order to grow and improve their operations.

According to Gibraltar, capital can be crucial to retailers such as restaurants, auto-repair, grocery, and other specialty retail stores who are asset light, but have a product that has proved to sell. Capital can be used for additional inventory, upgrading or updating the owner’s store, general growth capital or general liquidity.