Why Is Asset-Based Lending So Expensive? Comparing Cost Structures for ABL and C&I Loans

There is a common belief, especially among business borrowers, private equity funds and M&A sponsors, that inefficiencies leading to predatory pricing exist in the small-cap and lower middle market business lending space. That assumption may be incorrect because the ABL cost structure is very different in comparison to inexpensive bank lending. By utilizing a new, more optimized funding structure, ABL firms may be able to greatly reduce their cost of capital.

US Capital Advises on AgPro Exchange Equity Transaction

US Capital Partners advised on a multi-million dollar equity transaction for AgPro Exchange, a big data and analytics company serving the agriculture sector.

US Capital Partners Provides $15MM Facility to Alternative Lender

US Capital Partners provided a financing line of credit scalable to $15 million for an alternative lender headquartered in the Southeastern U.S.

US Capital Partners Provides Facility for Industrial Minerals Company

US Capital Partners provided a multi-million dollar accounts receivable line for a corporation engaged in the mining, processing, marketing and distribution of commercial-grade minerals.

US Capital Secures Term Loan for MZF-Bayer

US Capital Partners arranged $915,000 in small-business financing for a growing California-based business in the automotive transmission systems industry.