Siena Lending Group completed a three-year, $5 million asset-based revolving credit facility for RTA Furniture Distributors dba Just Cabinets Furniture & More (JCF&M) to refinance its existing senior debt and to provide additional working capital.

Getzler Henrich & Associates acted as the exclusive financial advisor to JCF&M.

Scott Elliotto, director of Siena, said, “We are pleased to have been able to work with Ted and his team as well as Getzler on this transaction, and we look forward to helping JCF&M achieve their goals.”

Ted Bernstein, president and shareholder of Just Cabinets, said, “The Siena transition team was extremely diligent and thoughtful in helping us get on board. We look forward to working with them closely.”

Headquartered in Harrisburg, PA, JCF&M sells semi-custom kitchen cabinets, countertops and appliances, as well as in-stock, full-line home furnishings through 15 retail stores located in PA, MD, DE and NJ and online. In addition, JCF&M features a contractor division.

Siena Lending Group is an independent specialty finance company offering asset-based loans between $1 and $30 million to middle market businesses across the United States.