Ocean Bank named Executive Vice President Ralph Gonzalez-Jacobo its chief lending officer.

“Ralph has been an integral part of Ocean Bank for many years,” said Alfonso Macedo, Ocean Bank president and CEO. “He and his team have revamped our $3 billion loan portfolio with numerous high-quality loans for some of the most distinctive developments in South Florida.”

Gonzalez-Jacobo has been associated with Ocean Bank for 20 years, first from 1996 to 2005 and again starting in 2008.

“In an era of intense competition, we have maintained very solid relationships with major developers and commercial clients who look to us as trusted advisors,” Gonzalez-Jacobo said.

Before joining Ocean Bank in 1996, Gonzalez-Jacobo was a vice president for Commercial Real Estate Lending at Republic National Bank, an assistant vice president of Commercial Real Estate Lending at Total Bank and a loan officer at the Peninsula Federal and Chase Federal savings and loan associations. He also served as EVP and head of the real estate department at U.S. Century Bank from 2005 to 2008.

Ocean Bank is the largest independent, state-chartered commercial bank headquartered in Florida, with $3.8 billion in assets.