The Wall Street Journal reported that Fair Isaac, creator of the popular FICO score, is unrolling a new scoring system, the UltraFICO, in 2019.

According to the Journal, the UltraFICO Score isn’t meant to weed out applicants but is designed to boost the number of approvals for credit cards, personal loans and other debt by taking into account a borrower’s history of cash transactions, which could indicate how likely they are to repay.