Fifth Third Bank is strengthening its Payments and Commerce Solutions team with the hiring of Jed Scala and Siva Gowrishankar as executive vice president and senior vice president, respectively.

“The Payments and Commerce Solutions division plays a critical role in helping Fifth Third address evolving needs of our customers and clients as they seek out innovative and valuable financial solutions,” said Tim Spence, executive vice president and chief strategy officer for Fifth Third. “We believe the addition of Jed and Siva will help us elevate our services, foster innovation and position us to be competitive in the payments industry.”

Scala, who will report to Spence, brings more than two decades of financial-services experience including leading and overseeing growth in payment, loyalty and lending businesses across consumer and small-business segments at American Express, serving most recently as senior vice president and general manager of U.S. Consumer Lending.

Gowrishankar will serve as head of Credit Strategy and Optimization. He brings nearly 20 years of experience with financial services, most recently as chief credit and analytics officer at GreenSky and prior to this in credit and analytics roles at Barclaycard and Capital One. He will report to Scala.

To deepen the division’s capabilities and comprehensive services, Bridgit Chayt, senior vice president and director of wholesale payments, will now lead the Wholesale Payments and Treasury Management teams. Chayt joined Fifth Third in 2016 and will report to Scala. She has more than three decades of experience with financial services, including at Comerica Bank, where she led strategy and revenue growth for deposit-rich and transaction-rich businesses.