CREDIT UNDERWRITER Oklahoma City, OK and Atlanta, GA openings!
First Capital is a leading commercial financial services firm providing prompt, professional and reliable working capital solutions and outsourcing, primarily for middle-market companies and institutions. With over $1 billion in total committed lines, First Capital is one of the largest independent and fastest-growing commercial finance companies in the United States. The firm focuses on asset-based lending, accounts receivable management, credit protection, international supply chain financing and servicing for clients in North America and Asia.
The firm also manages asset portfolios for clients and is an active issuer of receivables-backed securities. Combining a unique blend of traditional and progressive banking methods, First Capital provides clients with customized support needed to grow and maintain their business. Based out of West Palm Beach, Florida, the firm has six full-service offices in major cities including New York, Los Angeles, Ft. Lauderdale, Oklahoma City and Atlanta and a subsidiary that is headquartered in Hong Kong.
Qualifications:
Perform risk analysis of prospective clients. Such analysis would include the completion of written credit approval reports in a timely manner supported by a model that appropriately reflects the contemplated transaction, correctly calculates projected availability based on the field exam and other relevant data, accurately projects financial covenants, and contains an underwriter prepared sensitivity case that is appropriate given the key risks in the deal.
Maintain credibility with management by thoughtful and complete analysis of transactions, inclusive of credit and collateral.
Must have effective written and verbal presentation skills, rationale for proposed solutions, and the ability to facilitate the closing of approved loan transactions.
Assist the Underwriting Manager in coordinating the transaction process with the following groups: Field Exam, Marketing, inside and outside legal counsel, and outside appraisal groups.
Responsible to understand and effectively use the research resources available through sources accessible via the Internet as well as other forms.
Assist the Underwriting Manager and Business Development Officers in pre-screening potential clients, which entails summarizing the key aspects of the transaction and developing models on financial results.
Requirements:
Must have five+ years of underwriting or account management experience in asset based lending or other comparable experience in the leveraged lending or financial services arena.
Also acceptable would be a combination of at least three years of field exam experience coupled with at least two years of underwriting and/or account management experience.
A degree in Accounting or Finance is preferred.
A CPA or MBA is desirable.
Desired Skills:
Strong credit and accounting skills.
Ability to identify key issues and analyze the same.
Strong PC and financial modeling skills (MS Excel).
Excellent written and oral communication.
Communication abilities should include the ability to provide concise updates on the status of assignments and identify areas requiring immediate communication up the organizational chain.
Strong analytical ability.
Excellent time management and ability to switch gears quickly.
Ability to get the job done within very tight time frames.
BENEFITS OVERVIEW
First Capital believes in providing its Employees the finest benefits possible. Listed below is an overview of the benefits we offer:
Medical, dental and vision insurance
Life insurance
Short and long term disability
401(k) plan
Section 125 flexible spending accounts
Vacation and federal holidays
Sick leave
Flexible work hours
Education assistance
Internal training programs
Interested candidates, please send your resume via email to:
The ORIX Finance Group of ORIX USA Corporation is a US-based commercial finance company that
provides senior secured, junior secured, unsecured, mezzanine, equity co-investments and other credit products
to middle-market and closely held businesses in a wide range of sectors and industries. Our powerful combination
of lending proficiency and industry expertise allows us to create flexible structures tailored to fit our
clients' unique business needs. The ORIX Finance Group serves clients across several business units:
Leveraged Finance; Venture Finance; Gaming Finance; Healthcare Finance; Specialty Finance, and Insurance
Finance.
Together, ORIX Finance and Houlihan Lokey, an international investment bank which joined forces with ORIX
USA in 2006, have over 1,000 employees, and operate from 13 locations in the United States, Europe and Asia.
Our parent company, ORIX Corporation, is a leading global diversified financial services company with over
$83 billion in assets, operations in 28 countries worldwide, and a market capitalization of $15 billion.
We are currently seeking Portfolio Managers/Underwriters in our Dallas headquarters.
Qualifications:
Possess a minimum of five years of underwriting and/or portfolio management credit experience in a cash flow, asset-based, or mezzanine lending environment.
Exhibit the ability to read and comprehend balance sheets, income statements, and statement of cash flows.
Possess strong interpersonal and organizational skills, as well as an ability to work independently.
Strong communication skills are essential in order to work effectively with senior management, internal or external counsel, and clients.
A disciplined attention to detail, positive attitude and completion of a formal credit-training program are highly desired.
Bachelor’s Degree with extensive course work in finance, accounting, economics or mathematics is required. An MBA or CFA is a plus.
Have the ability to thrive in a fast-paced and demanding work environment.
ORIX Finance offers very competitive compensation and benefits, performance-based incentives, and the
opportunity to excel in a dynamic and exciting environment.
ABL Classified
